20+ Days of Cards: Day 20

Today wraps up the holiday cards I made as gifts. This last card is literally a gift in itself. Again, I used Jennifer McGuire's tutorial for incorporating money into the design. Who said money doesn't grow on trees?? *wink*

Cardstock/Paper: SU - not quite navy, baja breeze, sage shadow, chocolate chip
Ink: VM; SU - handsome hunter, always artichoke
Stamps: Luxe - swirls; PTI - 2009 Holiday Tags
Misc: SU - heat & stick powder; Stampendous - crystal snow; Reflections - pearls, stars; Michaels - velvet ribbon